أثر تدابير إدارة المخاطر الائتمانية على تدعيم الأداء المالي في البنوك التجارية الجزائرية : دراسة قياسية باستخدام نماذج البيانات الزمنية المقطعية للفترة 2009-2018

Abstract EN

This study aims to determine the impact of credit risk management applications on strengthening financial performance in Algerian commercial banks, by monitoring a series of factors that explain and contribute to the occurrence of banking crises.

Where a set of credit risk management determinants were chosen that ensure maintaining good financial performance, as this study uses ratios of liquidity risk, capital adequacy risk and credit risk, interest rate risk as explanatory variables, and return on equity as a dependent variable to determine the value of financial performance.

Therefore, we tried to address the issue by studying the effects of credit risk indicators on the performance of the banks under study during the period from 2009 to 2018, using Panel models for time segmented series, and the most important results of the applied study indicate that credit risk management indicators have a positive impact on Evaluating the financial performance of the Algerian commercial banks.