دور شركات التكنولوجيا المالية الناشئة في تعزيز القطاع المصرفي للدول العربية : دروس و تجارب دولية

Abstract EN

This study aims to discuss the current challenges facing the adoption of many financial technology solutions on a large scale in the Arab countries in order to develop the banking industry in these countries.

Where the results of the study showed that, despite the developments taking place, Arab countries are still lagging behind, compared to many developing countries; it is possible to benefit from their experiences, similar to the Kenyan experience.

Therefore, governments in the region should provide opportunities for digital innovation, with the development of enabling regulations and protection regulatory applications that provide security for transactions, while allowing experimental incentives to create and adopt unprecedented innovations.

Priorities include reforms to bridge the improvement of the business environment, to address gaps in the information and communications technology infrastructure, as well as to take measures to address the trust gap.