The impact of modern credit risk management methods on loan reduction troubled banking
Other Title(s)
أثر الأساليب الحديثة لإدارة مخاطر الائتمان على خفض القروض
Joint Authors
Ghanim, Hajir
Luglaithi, Lakhdar
Ghellab, Abd al-Karim
Source
Revue Algérienne d'Économie et Gestion
Issue
Vol. 15, Issue 1 (30 Jun. 2021), pp.932-958, 27 p.
Publisher
University of Oran 2-Mohammed Ben Ahmed Faculty of Economics Business and Management Sciences
Publication Date
2021-06-30
Country of Publication
Algeria
No. of Pages
27
Main Subjects
Economy and Commerce
Financial and Accounting Sciences
Topics
- Financial institutions
- Management
- Debts
- Risk management
- Brain damage
- Bank loans
- Credit risk
- Loan loss reserves
Abstract AR
تهدف هذه الدراسة الى معرفة مختلف المخاطر التي تواجهها المؤسسات المالية بحيث تمثل المخاطر الائتمانية في الوقت الراهن أحد أهم اهتمامات البنوك و يمثل الخطر الرئيسي للبنوك في القروض البنكية المتعثرة و من أهم النتائج التي توصلت إليها هذه الدراسة بالإمكان تطبيق منهج التصنيف الداخلي بالبنك فيما يخص المخاطر الائتمانية كما توصلت الدراسة الى محاسن تطبيق هذه الطريقة بحيث تساهم في الحد من مخاطر المحتملة.
و كذلك أثبتت الدراسة أن هذه الطريقة تعطي نتائج مشجعة جدا من شأنها أن تقلل من حدة المخاطرة المحتملة.
Abstract EN
This study aims to identify the various risks faced by financial institutions so that credit risk is currently one of the significant concerns of banks and the main risk to banks in non-performing bank loans.
One of the most important findings of the study was that the Bank's internal classification approach could be applied to credit risks, and the study found that the method could be applied in such a way as to reduce potential risks.
The study also demonstrated that this method produces very encouraging results that reduce potential risk.
American Psychological Association (APA)
Luglaithi, Lakhdar& Ghanim, Hajir& Ghellab, Abd al-Karim. 2021. The impact of modern credit risk management methods on loan reduction troubled banking. Revue Algérienne d'Économie et Gestion،Vol. 15, no. 1, pp.932-958.
https://search.emarefa.net/detail/BIM-1249620
Modern Language Association (MLA)
Luglaithi, Lakhdar…[et al.]. The impact of modern credit risk management methods on loan reduction troubled banking. Revue Algérienne d'Économie et Gestion Vol. 15, no. 1 (2021), pp.932-958.
https://search.emarefa.net/detail/BIM-1249620
American Medical Association (AMA)
Luglaithi, Lakhdar& Ghanim, Hajir& Ghellab, Abd al-Karim. The impact of modern credit risk management methods on loan reduction troubled banking. Revue Algérienne d'Économie et Gestion. 2021. Vol. 15, no. 1, pp.932-958.
https://search.emarefa.net/detail/BIM-1249620
Data Type
Journal Articles
Language
English
Notes
-
Record ID
BIM-1249620
