The subprime crisis effects on the financing of SMEs in the US

Joint Authors

Tshiku, Fawzi
Bouberguig, Hadj Abd al-Qadir

Source

Les Cahiers du MECAS

Issue

Vol. 17, Issue 3 (30 Jun. 2021), pp.18-27, 10 p.

Publisher

Université Abou Bekr Belkaid Laboratoire de Recherche Management des Entreprises et du Capital Social

Publication Date

2021-06-30

Country of Publication

Algeria

No. of Pages

10

Main Subjects

Economy

Topics

Abstract EN

This paper aims to determine the effects of the Subprime crisis on the financing of SMEs.

We want to see whether the decline in funding caused by the recent crisis has affected SMEs and large companies.

We will observe that the level of bank lending in US lending to SMEs has increased fourfold compared to large companies after the 2008 crisis.

We can conclude that the subprime crisis has had a positive effect on SMEs, which contradicts the idea that the crisis always has adverse consequences on economic activity.

We can explain the increase in bank loans to SMEs by good confidence of these banks for small business and the decline of these loans to large companies by poor confidence.

Finally, we can say that SMEs are favored over large firms and gain competitiveness after the crisis.

American Psychological Association (APA)

Bouberguig, Hadj Abd al-Qadir& Tshiku, Fawzi. 2021. The subprime crisis effects on the financing of SMEs in the US. Les Cahiers du MECAS،Vol. 17, no. 3, pp.18-27.
https://search.emarefa.net/detail/BIM-1249732

Modern Language Association (MLA)

Bouberguig, Hadj Abd al-Qadir& Tshiku, Fawzi. The subprime crisis effects on the financing of SMEs in the US. Les Cahiers du MECAS Vol. 17, no. 3 (Jun. 2021), pp.18-27.
https://search.emarefa.net/detail/BIM-1249732

American Medical Association (AMA)

Bouberguig, Hadj Abd al-Qadir& Tshiku, Fawzi. The subprime crisis effects on the financing of SMEs in the US. Les Cahiers du MECAS. 2021. Vol. 17, no. 3, pp.18-27.
https://search.emarefa.net/detail/BIM-1249732

Data Type

Journal Articles

Language

English

Notes

Includes appendix : p.26-27

Record ID

BIM-1249732