Evaluating banks 'performance using financial ratios : a study of a sample of active banks in Algeria during the period (2012-2019)‎

Abstract EN

This study came for the purpose of evaluating the performance of a sample of active banks in Algeria, which are Al Salam Bank, the National Bank of Algeria and Algeria-Gulf Bank, during the period (2012-2019).

This is by using financial ratios represented in liquidity ratios, profitability ratios, capital adequacy ratios and investment ratios, and this is based on the banks' financial statements.

This study reached a set of results, including: Evaluating the performance of banks allows knowing the bank's financial position, The evaluation of the banks 'performance also resulted in the following outcomes: the NBA is weak in using its money in profit-generating investments, the efficiency of AGB in using its own funds to achieve profits, the ability of the banks to orb the losses that may occur in Their assets and the ability of the banks to meet the loans provided to them from their deposits.