استخدام أسلوبي التحليل التمييزي و المنطق الضبابي في التنبؤ بالتعثر المالي للمؤسسات الصغيرة و المتوسطة الجزائرية : دراسة مقارنة

Abstract EN

This study aims to highlight the importance of using one of the artificial intelligence models (The fuzzy logic) to predict financial failure in Algerian economic institutions.

In order to demonstrate the importance of the model, we compared it with one of the statistical models (The discriminant analysis) on a sample of 20 small and medium enterprises in the state of Adrar.

The sample belongs to two commercial and industrial sectors, of which 7 are faltering institutions and 13 healthy ones.

The study found that the fuzzy logic model is more efficient than the discriminant model to predict financial distress in economic institutions, by 100% compared to the discriminatory model, which reached 95%, and this is a year before the occurrence of the financial default.