قياس الملاءة المالية في مؤسسات التأمين : دراسة تحليلية في مجموعة الخليج للتامين الكويتية للمدة (2011-2016)‎

Abstract EN

Insurance institutions are one of the most important financial institutions, and in order to ensure the survival of insurance institutions and continuity and be able to face risks and deal with them in order to fulfill their obligations towards policyholders and dealers.

They should always measure their solvency.

It is also the responsibility of the regulatory authorities to exercise permanent supervision and control over the solvency of insurance institutions in order to safeguard the interests of the insured and to ensure the stability of the market.

The study aims to highlight the financial situation and study the solvency margin of the Gulf Insurance Group as well In addition to other important indicators, the researchers discussed a theoretical part in which the concept of solvency and an applied part dealing with the margin of solvency in the Gulf Insurance Group.

The most important conclusions reached by the research: - Solvency ratio contributes to the ability of the institution to pay its share of compensation due to insurance operations that correspond to it, in addition to the ence of a fixed standard to measure the percentage of solvency in the insurance industry is different from one country to another as well as from one institution to another.