تحديات نظام الدفع الإلكتروني و واقع تطبيقه في البنوك الجزائرية

Abstract EN

The rapid technological developments have brought about profound transformations in the nature of payment methods and systems, which made the global economy benefit from the speed and effectiveness that it provides for it, and these developments extended to the banking system, which exploited it as an alternative to open the wide field to create electronic payment methods that have made qualitative leaps since its inception, until today it is one of The most important means of payment due globally for the benefits that it carries, whether for banks, clients or the national economy, is what has made the various countries of the world realize that developing and modernizing payment systems is an important priority, and Algeria is also fully aware of this necessity in order to benefit from technology has strengthened her competitiveness to meet challenges and obstacles.