تقييم الأداء المالي للبنوك التجارية الجزائرية من حيث الربحية و السيولة : دراسة احصائية مقارنة بين البنوك الخاصة و البنوك العمومية خلال الفترة (2016-2019)‎

Abstract EN

The following study aims to compare the financial performance of both private banks and public banks in Algeria in terms of profitability and liquidity.

This is through calculating the financial ratios for each of the selected banks (four private banks and four public banks) and then analyzing and comparing their averages based on the T-test during the period from 2016 to 2019.

The results of the study show that there is a set of strengths and a set of weaknesses that reflect the discrepancy in financial performance between private and public banks.

In addition, the results of the profitability ratio analysis show that the financial performance between them is close.

However, the results of the liquidity ratios analysis show that there is a preference of private banks over public banks in this aspect.