تقييم الشمول المالي في الجزائر من منظور العدالة في التوزيع وفقا لمؤشر الشمول المالي لسنة 2017 مع الإشارة إلى الدول العربية

Abstract EN

This research paper aims to assess financial inclusion in Algeria from the perspective of fairness in distribution, by analyzing and evaluating basic indicators mentioned in the Financial Inclusion Report for the year 2017 issued by the World Bank, in order to assess the level of development and inclusion in the financial and banking sector in Algeria and to propose mechanisms to address The gaps that he identifies.

To achieve the objectives of the study, the descriptive approach was used.

We also used the reports of international bodies to collect data related to the research.

The study population consisted of the total adult individuals in Algeria.

As for the study sample, we was based on the sample approved in the Global Financial Inclusion Index 2017 database for Algeria.

The results of this study showed that Algeria records a medium degree of financial inclusion, low indicators of official borrowing and savings, and a gap in the distribution of formal financial services by adult groups and by gender.

These indicators are similar with the Arab countries, with the exception of the Gulf States.