رهن المحل التجاري كضمان للقرض المصرفي

Abstract EN

The business owner may resort to the banks in order to finance and revive his commercial activity, and when he is unable to do so with his own abilities, he may be forced to take a loan from a specific banking institution.

The bank usually does not provide loans without taking sufficient and reliable guarantees to collect the value of the loan as the deadlines are over in the event that the loanee fails or is unable to return it according to what has been agreed upon.

It can be said that the commercial shop is made up of moral and other material elements, so the possession does not transfer to the bank or financial institution granting the loan because its transfer prevents the continuity of commercial activity which makes the loanee in a weak position in front of the bank.

Thus, the latter keeps the possession of the commercial shop regarding the need to preserve the value of granted warranty