واقع تطبيق معيار كفاية رأس المال في البنوك العمومية الجزائرية : دراسة حالة ولاية تلمسان

Abstract EN

The study aims to verify the extent to which public commercial banks are committed to framework of the capital adequacy standard, to ensure the safety of banking work against internal and external crises and shocks.

the study used the Statistical Package for Social Sciences (SPSS), to find out the extent to which Algerian public commercial banks apply the recommendations of Basel 2, and rely on arbitrary models to measure risks.

Algerian public banks have difficulty adapting to the modern requirements of the third agreement, unlike their private counterparts, which found it to be a natural extension of previous agreements as subsidiaries of foreign banks.

Accordingly, we find that Algerian banks must keep pace with developments in the international banking arena, in the field of ways to measure potential risks, especially market risks, and adhere to a clear policy regarding the disclosure of information on the financial position.