Towards a model for predicting the failure of corporates borrowers from commercial banks working in chlef : case of BNA, AGB, NATIXIS Bank
Joint Authors
Kara Ashirah, Nasir al-Din
Habar, Abd al-Razzaq
Source
Issue
Vol. 36, Issue 2 (30 Jun. 2020), pp.5-26, 22 p.
Publisher
Centre de Recherche en Économie Appliquée pour le Développement
Publication Date
2020-06-30
Country of Publication
Algeria
No. of Pages
22
Main Subjects
Financial and Accounting Sciences
Topics
Abstract EN
The purpose of this research is to build a model for predicting the failure of borrowing corporations from commercial banks working in Chlef.
The data used in this study is 16 financial ratio obtained from the financial statements of the sample of 35 corporates during the period of 2006-2015.
The sampling is based on 12 failed companies and 23 non failed companies, by using the Discriminant Analysis model, we have estimated a proposed model for predicting failure consists of 13 variables, this model has made a correct prediction rate amounts to 86, 2percent.
Abstract FRE
L'objectif de cette recherche est de construire un modèle pour prédire l'échec des entreprises emprunteuses auprès des banques commerciales exerçant à Chlef.
Les données utilisées sont 16 ratios financiers obtenus à partir des états financiers de l'échantillon de 35 sociétés au cours de la période 2006-2015.
L'échantillonnage est basé sur 12 entreprises défaillantes et 23 entreprises non défaillantes.
En utilisant le modèle d'analyse discriminante, nous avons estimé un modèle proposé pour prédire l'échec qui se compose de 13 variables et qui a atteint un taux de prévision correcte de 86,2%.
American Psychological Association (APA)
Kara Ashirah, Nasir al-Din& Habar, Abd al-Razzaq. 2020. Towards a model for predicting the failure of corporates borrowers from commercial banks working in chlef : case of BNA, AGB, NATIXIS Bank. Les Cahiers du CREAD،Vol. 36, no. 2, pp.5-26.
https://search.emarefa.net/detail/BIM-1325354
Modern Language Association (MLA)
Kara Ashirah, Nasir al-Din& Habar, Abd al-Razzaq. Towards a model for predicting the failure of corporates borrowers from commercial banks working in chlef : case of BNA, AGB, NATIXIS Bank. Les Cahiers du CREAD Vol. 36, no. 2 (2020), pp.5-26.
https://search.emarefa.net/detail/BIM-1325354
American Medical Association (AMA)
Kara Ashirah, Nasir al-Din& Habar, Abd al-Razzaq. Towards a model for predicting the failure of corporates borrowers from commercial banks working in chlef : case of BNA, AGB, NATIXIS Bank. Les Cahiers du CREAD. 2020. Vol. 36, no. 2, pp.5-26.
https://search.emarefa.net/detail/BIM-1325354
Data Type
Journal Articles
Language
English
Notes
Includes appendices : p. 25-26
Record ID
BIM-1325354
