دور المصارف الإسلامية الأردنية في تمويل المشروعات الصغيرة : حالة بنك صفوة الإسلامي : دراسة ميدانية

Abstract EN

This study aimed to clarify the role of Islamic banks in Jordan in financing small projects, through a case study of Safwa Islamic Bank for the period from (2014 - 2019).

The research used the descriptive analytical method, and the study reached a number of results, most notably: The small amount of Islamic financing provided for these projects, And the Islamic banks’ reliance on limited methods in financing these projects, through the two forms of Murabaha for the one who ordered to buy and share, Also, those dealing with Islamic banks face a number of difficulties, most notably the size of the guarantees required from the bank, and the high cost of financing.

The research recommended the necessity of increasing the interest of Islamic banks in Jordan in small projects and providing the necessary financing for them.

It is also necessary to diversify the financing formulas provided to the owners of these projects.