التمويل الإسلامي الرقمي و دوره في تعزيز الشمول المالي

Abstract EN

The current paper contributes to clarifying the concept of Islamic digital finance and its role in promoting financial inclusion.

This is implemented by studying concepts related to digital Islamic finance and financing and explaining the importance of financial inclusion in achieving sustainable development.

It's also implemented by highlighting the importance of both digital finance and financial inclusion for the economy, using the descriptive analytical approach.

The current paper concludes that digital Islamic finance is important in enhancing financial inclusion by providing digital financial services and enhancing access to excluded individuals and enabling them to use these services.

It also concludes that economic development is a long journey, but digital financing and financial inclusion are certainly a catalyst to achieve them, in that they care for excluded groups such as women, the poor, youth, and small and medium-sized enterprises.

The study also came out with a number of recommendations for Islamic financial institutions, the most important of which is to innovate Islamic financing products and financial services that take into account the capabilities of all segments of society, provided that they are appropriate in terms of cost.