الشمول المالي و الاستثمارات الاجنبية المباشرة : المعوقات و الحلول

Abstract EN

The research aims to identify financial inclusion and indicate its importance and whether it contributes to attracting foreign direct investment.

It has addressed the most important obstacles and solutions for both financial inclusion and foreign direct investment, and the research dealt with two problems, namely (what is the contribution of financial inclusion in attracting foreign direct investment - what is the impact of the indicators of foreign direct investment on The development of financial inclusion), and the research relied on the descriptive approach in collecting data on financial inclusion and foreign direct investment and analyzing it descriptively.

The research showed that financial inclusion has a role in attracting foreign direct investment, and the research came out with many conclusions and recommendations.

The most important conclusions 1-Financial inclusion is a very important necessity in the process of attracting foreign direct investment, as it motivates individuals and companies to invest.

2-Financial inclusion contributes to supporting the wheel and development of the economic and social development of the country, through permanent, communication between customers and banks and facilitating their access to money in an easy and fast manner 3-Foreign direct investment is a strong supporter of the host country, as it provides all methods and techniques, transfer of expertise and competencies and the latest developments in other economies.

4-Foreign direct investment plays an important role in the economic and social development of the country, as it contributes to employing manpower, reducing unemployment, and transferring modern technologies to the host country.

The most important recommendations 1-The need for the Central Bank to expand the use of ATMs and direct sales points and spread them throughout the country and not be limited to specific areas only, because they have a major role in delivering services to the largest possible segment 2-The necessity of providing infrastructure and providing technical and technological development that provides complete information on financial inclusion, and that there should be an integrated database.

3-Urging the central bank, financial policy and lawmakers to improve and amend laws that attract foreign direct investment.