التكنولوجيا البنكية و دورها في تفعيل أداء البنوك : دراسة حالة الجزائر خلال الفترة الممتدة ما بين 2002-2020

Abstract EN

This study aimed to highlight the reality of the application of modern banking technology from information and communications technology, electronic banking services and information networks in Algerian banks, which depended on the descriptive analytical approach of the internal documents of SATIM, the website of the Ministry of Post and Telecommunications during the period between 2002-2020, and reached several results, including that the adoption and application of various technologies by Algerian banks effectively contributed to improving performance by increasing competitiveness, maximizing profits, increasing cash flow, and reducing operational costs.

However, this does not negate the existence of several problems.

The Algerian banking system suffers from a shortage and a delay in keeping pace with the development taking place in Western countries and some Arab countries through the lack of modern technical infrastructure and a complete communication network linking Algerian Banks.