The role of Islamic banks in achieving financial inclusion in Algeria : al Salam Bank as a model

Abstract EN

Islamic banks seek to provide many innovative services that contribute to organizing and managing the operations of the financial sectors on the one hand, and facilitating access to and use of financial services on the other handThis was in response to the demands imposed by economic changes and technological developments; As well as in application of a strategy aimed at achieving financial inclusion in Algeria and supporting its pillars, and through the field study that we conducted for Al Salam Bank - Algeria - we stood on the extent to which this bank seeks to achieve financial inclusion in Algeria by describing its efforts at the level of obtaining financial services, developing products and Innovative financial services that enhance access to finance for all segments and segments of society As well as its efforts in the field of quality improvement, and to achieve this goal, it relied on the descriptive analytical approach.

The study concluded in the end that Al Salam Bank is making great efforts to enhance financial inclusion by enhancing geographical spread, offering a wide range of innovative products and improving supervision mechanisms on Quality of services.