The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018)
Joint Authors
Source
Journal of Contemporary Economic Studies
Issue
Vol. 7, Issue 1 (30 Jun. 2022), pp.755-770, 16 p.
Publisher
Publication Date
2022-06-30
Country of Publication
Algeria
No. of Pages
16
Main Subjects
Economics & Business Administration
Topics
Abstract AR
تهدف هذه الدراسة إلى توضيح أثر تقليل مخاطر المعاملات الإلكترونية على تحسين الأداء المالي للمصارف الجزائرية خلال الفترة 2011-2018 لـ 28 بنكا حكوميا و خاصة من خلال اختبار نموذج الانحدار المتعدد بين المخاطر المصرفية الإلكترونية كمتغيرات مستقلة و الأداء المالي كمتغير تابع.
أظهر نموذج الدراسة أن هناك علاقة طردية موجبة بين تقليل المخاطر و تحسين الأداء المالي عند مستوى خطأ 5% لذلك أوصت الدراسة بضرورة العمل على توفير متطلبات تقليل مخاطر المعاملات الإلكترونية من خلال الإشراف الفعال و الرقابة على جميع المعاملات الالكترونية
Abstract EN
this study aim to clarify the impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking during the period 2011-2018 for 28 public and private banks, By testing a multiple regression model between electronic banking risk as independent variables and financial performance as a dependent variable.
The study model showed that there is a positive direct relationship between risk reduction and financial performance improvement at the 5% error level.
Therefore, the study recommended the necessity of providing the necessary requirements to reduce the risks of electronic transactions through banking supervision and control over all electronic transactions
American Psychological Association (APA)
Milkawi, Hajila& Nabil, Hammadi. 2022. The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018). Journal of Contemporary Economic Studies،Vol. 7, no. 1, pp.755-770.
https://search.emarefa.net/detail/BIM-1377458
Modern Language Association (MLA)
Milkawi, Hajila& Nabil, Hammadi. The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018). Journal of Contemporary Economic Studies Vol. 7, no. 1 (Jun. 2022), pp.755-770.
https://search.emarefa.net/detail/BIM-1377458
American Medical Association (AMA)
Milkawi, Hajila& Nabil, Hammadi. The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018). Journal of Contemporary Economic Studies. 2022. Vol. 7, no. 1, pp.755-770.
https://search.emarefa.net/detail/BIM-1377458
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references : p. 770
Record ID
BIM-1377458