The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018)‎

Joint Authors

Nabil, Hammadi
Milkawi, Hajila

Source

Journal of Contemporary Economic Studies

Issue

Vol. 7, Issue 1 (30 Jun. 2022), pp.755-770, 16 p.

Publisher

Mohamed Boudiaf University

Publication Date

2022-06-30

Country of Publication

Algeria

No. of Pages

16

Main Subjects

Economics & Business Administration

Topics

Abstract AR

تهدف هذه الدراسة إلى توضيح أثر تقليل مخاطر المعاملات الإلكترونية على تحسين الأداء المالي للمصارف الجزائرية خلال الفترة 2011-2018 لـ 28 بنكا حكوميا و خاصة من خلال اختبار نموذج الانحدار المتعدد بين المخاطر المصرفية الإلكترونية كمتغيرات مستقلة و الأداء المالي كمتغير تابع.

أظهر نموذج الدراسة أن هناك علاقة طردية موجبة بين تقليل المخاطر و تحسين الأداء المالي عند مستوى خطأ 5% لذلك أوصت الدراسة بضرورة العمل على توفير متطلبات تقليل مخاطر المعاملات الإلكترونية من خلال الإشراف الفعال و الرقابة على جميع المعاملات الالكترونية

Abstract EN

this study aim to clarify the impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking during the period 2011-2018 for 28 public and private banks, By testing a multiple regression model between electronic banking risk as independent variables and financial performance as a dependent variable.

The study model showed that there is a positive direct relationship between risk reduction and financial performance improvement at the 5% error level.

Therefore, the study recommended the necessity of providing the necessary requirements to reduce the risks of electronic transactions through banking supervision and control over all electronic transactions

American Psychological Association (APA)

Milkawi, Hajila& Nabil, Hammadi. 2022. The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018). Journal of Contemporary Economic Studies،Vol. 7, no. 1, pp.755-770.
https://search.emarefa.net/detail/BIM-1377458

Modern Language Association (MLA)

Milkawi, Hajila& Nabil, Hammadi. The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018). Journal of Contemporary Economic Studies Vol. 7, no. 1 (Jun. 2022), pp.755-770.
https://search.emarefa.net/detail/BIM-1377458

American Medical Association (AMA)

Milkawi, Hajila& Nabil, Hammadi. The impact of minimizing the risks of electronic transactions on improving the financial performance of the Algerian banking sector (2011-2018). Journal of Contemporary Economic Studies. 2022. Vol. 7, no. 1, pp.755-770.
https://search.emarefa.net/detail/BIM-1377458

Data Type

Journal Articles

Language

English

Notes

Includes bibliographical references : p. 770

Record ID

BIM-1377458