تقييم سلامة و استقرار القطاع المصرفي الجزائري على ضوء معايير الملاءة المالية للجنة بازل

Abstract EN

The global transformations in the banking industry have led to an increase in interest in rehabilitating the financial and banking systems to avoid the effects of financial crises and achieve the desired financial stability.

this study aimed to know the extent to which the Algeria banking sector has adapted to the trends of Basel in its three agreements and their impact on financial stability, by analyzing the financial solvency indicators that pertain to the banking sector during the period 2009-2017, as well as giving an overview of the financial conditions during the year 2018.

a descriptive and analytical approach was used to analyze and interpret the information and data gathered, so that it was concluded that the banking sector enjoys very significant levels of solvency that are considerably higher than those recommended by the Basel committee due to the sectors considerable return and financial liquidity levels supported by the bank of Algeria, in addition to that there are some difficulties that prevent the actual implementation of these agreements due to the unstable economic conditions that Algeria is experiencing.