واقع و أفاق التحول الرقمي لدى المصارف الإسلامية : دراسة حالة مصرف البلاد السعودي

Abstract EN

2019.

This study aimed to assess the reality and prospects of digital transformation in Islamic banks by applying to the Saudi Albilad Bank, where the most prominent concepts related to both digital transformation and Islamic banks were addressed, in addition to a case study of the Saudi Bank, based on the report of the Board of Directors of the Saudi Bank for the year 2020.

The study concluded with a number of results, the most important of which are: Bank Albilad attaches great importance to digital transformation within its strategy, as it seeks to become the leading digital bank in innovation The bank has been able to achieve several achievements, perhaps the most prominent of which is that it is the first bank in the Kingdom and the Gulf to offer the service of digitally opening current accounts for institutional and individual clients, the bank won several awards for its efforts on the digital front, such as the award for the best digital bank for the year 2018, in addition to the award for the best digital product in 2019.