تحديات الشمول المالي في البنوك الجزائرية و آليات المواجهة

Abstract EN

Interest in the concept of financial inclusion and the requirements to achieve it has increased in recent years and it has become one of the top priorities of international financial institutions and governments, because of its role and effectiveness in addressing crises and supporting financial and economic stability, through the integration of individuals and small and medium-sized enterprises who are financially excluded in the formal financial system, which It works to enhance and diversify the sources of funds and their uses in both banking and financial institutions In view of the developmental importance of financial inclusion, Algeria has worked through its monetary and financial bodies to achieve it and strengthen it in its institutions by setting appropriate policies and programs that facilitate access to financial products and services and introduce them and the ways of using and benefiting from them.

Despite the efforts made, Algerian banks are still Far from the required level in achieving financial inclusion, because there are many challenges that prevent it.