مستقبل الخدمات التقليدية للبنوك والمؤسسات المالية في ظل ابتكارات شركات التكنولوجيا المالية

Abstract EN

The study aims to introduce the concept of financial technology (fin Tech) attracted by emerging companies in this field, which has become a strong competitor to financial institutions and banks in particular, to provide financial and banking services by using the latest technological innovations, including digital currencies, Block chin, artificial intelligence.

The study concluded that banks and financial institutions should seek to introduce changes in their business models by expanding the adoption of technology and investment in their infrastructure, and engaging in partnerships with emerging technology companies to improve their competitiveness, without overlooking changes in legal frameworks and regulatory practices And regulatory oversight to support the confidence of these products and financial services.