دراسة تحليلية للعلاقة التبادلية بين كلا من الاستقرار المصرفي والقدرة التنافسية في البنوك التجارية المصرية للفترة من العام 2012 حتى 2019 من خلال قياس الاستقرار المصرفي بنسبة (NPL)‎ والقدرة التنافسية بمؤشر (Lerner Index)‎

Abstract EN

An Analytical Study Of The Reciprocal Relationship Between Banking Stability And Competitiveness
In Egyptian commercial banks from 2012 to 2019
The Study Aimed To Identify The Level Of The Relationship Between The Financial Stability Of The Banking System And Competitiveness, By Measuring Banking Stability By The Percentage Of Non-Performing Loans (NPL), And Competitiveness Measuring By (Lerner Index), The study sample was represented in (32) banks during a period from 2012 to 2019.

And The Study Relied One Standard Statistics Method And The Method Of Joint Integration According To The Johansen Integration Methodology And The Granger Causality Test.

The Arithmetic Of The (NPL) Scale Came At A Level Of 7.97% , Which Is Considered Low And Reflects Good Credit Risk Management.

The Results Showed That 23% Of The Banks Have A Low Competitive Ability, While 77% Of Banks Have A High Competitive Ability According To The Lerner Index Scale, And The Results Of The Study Concluded That There Is A Statistical Significance Of The Impact Of Banking Stability On Competitiveness In Egyptian Banks, At A Level Of Determination Factor Of 41.19% And An Average Determination Factor Of 39.51% , Indicates That Whenever The Level Of Banking Stability Improves, This Contributes To Improving The Level Of Competitiveness In Egyptian Commercial Banks, And That The Level Of Trend Correction (Ectt-1) Based On Achieving Financial Stability For The Banking System Is 72.1% Within One Year.

And Egyptian Banks To Deal With The Concept Of Financial Stability Of The Banking System And Banking Capacity.