Analyzing the role of commercial banks' policies in promoting savings: an applied study of a sample of commercial banks operating in Erbil 2021
Other Title(s)
تحليل دور سياسات المصارف التجارية في تحفيز الادخار: دراسة تطبيقية لعينة من المصارف التجارية العاملة في أربيل لعام 2021
Joint Authors
Blbas, Hazhar Talat Abu Bakir
Qasim, Sangar Sarbast
Anwar, Muhammad Muhsin
Source
Tikrit Journal of Administrative and Economic Sciences
Issue
Vol. 18, Issue 57، ج. 3 (31 Mar. 2022), pp.413-431, 19 p.
Publisher
Tikrit University College of Administration and Economic
Publication Date
2022-03-31
Country of Publication
Iraq
No. of Pages
19
Main Subjects
Topics
Abstract EN
This research aims to reveal the commercial banking policies' roles in savings promotion among the people of Erbil City.
For conducting the research, Erbil has been chosen as the case study area for revealing the role played by the selected commercial banks in regard to the issue.
The consciousness of individuals, the status of the culture of savings and which group saves more.
Indeed, the research relied on Primary data type due to lack of needed data availability.
Thus, a questionnaire form was created and distributed over five commercial banks in Erbil to obtain the data needed for analyzing the problem and drawing the conclusion.
For analyzing the data a statistical software package called (SPSS) was used to conclude whether the selected commercial banks have played their significant role in savings promotion amongst the people of Erbil city or not.
Overall, it was found that commercial banks policies have promoted savings.
Furthermore, the study provides policies for promoting more savings and overcoming challenges.
American Psychological Association (APA)
Anwar, Muhammad Muhsin& Qasim, Sangar Sarbast& Blbas, Hazhar Talat Abu Bakir. 2022. Analyzing the role of commercial banks' policies in promoting savings: an applied study of a sample of commercial banks operating in Erbil 2021. Tikrit Journal of Administrative and Economic Sciences،Vol. 18, no. 57، ج. 3, pp.413-431.
https://search.emarefa.net/detail/BIM-1395087
Modern Language Association (MLA)
Blbas, Hazhar Talat Abu Bakir…[et al.]. Analyzing the role of commercial banks' policies in promoting savings: an applied study of a sample of commercial banks operating in Erbil 2021. Tikrit Journal of Administrative and Economic Sciences Vol. 18, no. 57, ج. 3 (Mar. 2022), pp.413-431.
https://search.emarefa.net/detail/BIM-1395087
American Medical Association (AMA)
Anwar, Muhammad Muhsin& Qasim, Sangar Sarbast& Blbas, Hazhar Talat Abu Bakir. Analyzing the role of commercial banks' policies in promoting savings: an applied study of a sample of commercial banks operating in Erbil 2021. Tikrit Journal of Administrative and Economic Sciences. 2022. Vol. 18, no. 57، ج. 3, pp.413-431.
https://search.emarefa.net/detail/BIM-1395087
Data Type
Journal Articles
Language
English
Notes
-
Record ID
BIM-1395087