دور الجودة الشاملة في الحد من مخاطر التمويل في المصارف الإسلامية

Abstract EN

The requirements of total quality management have attracted the interest of writers and researchers in the field of management in general and production and operations management in particular.

this coincided with the radical transformations witnessed by the world during the 1980s and 1990s from the last century and the beginning of the twenty-first century towards the age of information, knowledge and communication economics.

these developments have created challenges for the banking industry, most notably the launch of the liberalization of financial and banking services, which means the opening of the global market to financial and banking organizations, as well as developments and changes in technology, information and the consequent change in the nature of banking performance.

these challenges require the banking industry to adopt new approaches, including the requirements of TQM because of their impact on banking performance.

this study is an attempt to demonstrate the impact of TQM requirements in reducing the risk of financing in Islamic banks.

this issue is of relatively significant importance because of its impact on the general direction of banking organizations.

that Islamic banks as part of the banking system in many countries are invited to pay attention to the application and adaptation to the principles of its work, where it is necessary to establish the structures necessary to apply, as well as the adequacy of financial financing and greater than the specified percentage.

on the other hand, Islamic banks still suffer from several problems in implementing TQM requirements.