تقييم أداء المصارف المدرجة في سوق العراق للأوراق المالية باستخدام نظام Camels : دراسة حالة لمصرف بغداد الأهلي للفترة (2014-2019)‎

Abstract EN

The study aims to adopt the CAMEL model to evaluate the performance of banks operating within the Iraq stock exchange and to show a clear picture of the work of these banks through a case study of the National Bank of Baghdad, which can be considered a representative model for the rest of the banks operating within the Iraqi environment, The problem of the study is to indicate an evaluation processes for the Iraqi banking activity in accordance with international standards, after the traditional mechanisms became useless in evaluation processes.

the analytical method was adopted through the financial indicators of the CAMEL system for the period from 2014-2019, and the results of the study showed that most of the indicators came in a positive way, which is an indication of the good performance of the bank in light of the complex conditions witnessed by the Iraqi environment in general and the banking financial environment and the establishments operating in it specifically.

The study stresses the need to work towards increasing profitability by optimally employing deposits, as well as exploiting the excess liquidity in the bank and investing it in new projects.