الشيك الإلكتروني: كبديل رقمي للشيك الورقي

Abstract EN

With modern technological developments, the accelerated and growing use of the Internet in all fields, and the emergence of electronic transactions as an alternative to traditional transactions, the development of means of execution has become imperative.

As a result, modern methods of electronic payment have been created that meet the requirements of electronic commerce and electronic transactions as a whole.

At the same time, pre-existing traditional payment methods have been developed, in particular electronically processed commercial paper and considering that the traditional paper check is the means of payment most used at work as an efficient execution tool, because of the many advantages of its use, and of surrounding it with criminal protection for its dealers.

Thus, the check has become one of the most commercial papers that can be used in the field of information technology and electronic processing.

Therefore, This research paper aims to shed light on the electronic check to distinguish it from its traditional counterpart and to know the mechanism and how to deal with it.

Key words: Electronic check, electronic clearing, Financial Instruments, bank.

Classification JEL: G23.