العلاقة بين القدرات الاستيعابية والقدرة على التشبيك والميزة تنافسية ودور تعزيز ثقافة التعلم الإليكتروني كمتغير وسيط في هذه العلاقة: دراسة ميدانية مطبقة على المنظمات العاملة في مجال التمويل متناهي الصغر

Abstract EN

The current study aimed to examine the relationship between absorptive capabilities, networking capability, competitive advantage and the role of an electronic learning culture as a mediator variable in this relationship applied to a sample of 320 individuals from managers, heads, and members of organizations working in the field of microcredit finance, the study used the survey method to collect data, the current study relied on the quantitative and descriptive analysis of the data through the use of the SPSS / 26 version to characterize the data statistically as well as to prepare the data for the AMOS program, a confirmatory factor analysis was performed for each variable of the study, confirmatory factor analysis (CFA) was the first step to test the validity and reliability, then a structural model was done to show the direct and indirect effects of the study variables.

the results of the study have indicated that there is a relationship between the absorptive capacities and the ability to network on the one hand, and the e-learning culture and competitive advantage on the other hand, there is an indirect influence relationship for each of the absorptive capacities and the ability to network on the competitive advantage as a result of entering the e-learning culture as an intermediate variable in this relationship.

the current study has developed a set of recommendations for the sector of organizations working in the field of microcredit finance based on its findings, such as: utilizing technological tools to connect loan networks and electronically collect client instalment payments.