محددات صيغ التمويل بالمشاركة في المصارف الإسلامية: دراسة قياسية بدول مجلس التعاون الخليجي في الفترة 2010-2019

Abstract EN

The study aimed to try to find out the determinants of financing modes with Musharakah in Islamic banks.

this research included a sample consisting of 16 Islamic banks, distributed geographically among four member states of the cooperation council for the Arab gulf states, namely: the kingdom of Saudi Arabia, the united Arab emirates, the kingdom of Bahrain and the state of Qatar.

an econometric study was carried out using the GMM data analysis method during the period (2010-2019).

the study concluded that the determinants of Musharakah financing formulas are represented in financial determinants and determinants related to governance and other determinants related to the macro economy, so that the financial determinants are: Musharakah financing for the past year, total deposits, investment deposits, return on assets, capital adequacy ratio, and the determinants of governance are: the size of the board of directors, the composition of the board of directors, the size of the sharia supervisory board, and finally the macroeconomic determinants are represented in inflation.