دراسة أثر الثقافة المالية في تعزيز الشمول المالي في الجزائر

Abstract EN

This study aims to highlight the role of financial culture in promoting financial inclusion in Algeria, by addressing the concepts related to financial inclusion and financial culture in addition to the most important indicators for measuring them.

To answer the problem of the study, we designed an electronic questionnaire that includes a set of axes related to financial inclusion and financial culture.

The study sample included 223 individuals.

The study concluded with many results, the most important of which are: 1) The ence of a statistically significant effect of financial knowledge, efficiency, and analytical ability to enhance financial inclusion in Algeria.

2) There is a statistically significant impact of financial intent and rationality, as well as financial awareness and awareness on promoting financial inclusion in Algeria.

3) Financial culture affects the promotion of financial inclusion in Algeria at a relatively small rate that does not exceed 19.

6%.