أثر بعض متغيرات الاقتصاد الكلي على معدل اختراق التأمين في الجزائر : دراسة قياسية بمنهجية ARDL خلال الفترة 1980-2020

Abstract EN

The study aims to reveal the causal relationship of some of the macroeconomic variables (GDP, unemployment and inflation rates) on the insurance penetration rate in Algeria during the period 1980-2020.

The study also examined on the long and short-term equilibrium relationship of the rate of insurance penetration as a dependent variable with both GDP and unemployment and inflation as independent variables.

Causality tests showed a long and short-term causal relationship of selected macroeconomic variables towards the insurance penetration rate.

The econometric study concluded using ARDL methodology for several results, the most important of which are: -There is a co-integration between model variables, that is, a long-term relationship between the insurance penetration rate and both GDP and unemployment and inflation; -There is a significat long- and short-term relationship between the rate of insurance penetration and the selected macroeconomic variables.