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Financial inclusion effect on banks' profitability
Joint Authors
Jamil, Muhammad Samih Jamil
Abu al-Qumsan, Asma Ahmad
Source
Scientific Journal for Commerce and Finance
Issue
Vol. 43, Issue 1، ج. 2 (31 Mar. 2023), pp.90-120, 31 p.
Publisher
Tanta University Faculty of Commerce
Publication Date
2023-03-31
Country of Publication
Egypt
No. of Pages
31
Main Subjects
Banking and Financial Sciences
Abstract EN
The present study examines the effect of financial inclusion on banks’ profitability in both developing countries (low-income) and developed countries (high-income).
the study took place over the period form 2010-2022.
we find that banks’ profitability in both developed and developing countries is affected by financial inclusion.
the study sample consists of 10 countries as five low-income countries and five high-income countries.
the study uncovers the existence of a positive effect of number of ATMs on banks’ return on equity in both developed and developing countries.
and the bank branches have a negative effect on banks’ return on assets and banks’ return on equity in both developed and developing countries, this may be due to the increasing cost of establishing these branches.
there may be more influential variables, but this does not prevent that financial inclusion still has an effect.
there may be more influential variables, but this does not prevent that financial inclusion still has an effect.
American Psychological Association (APA)
Abu al-Qumsan, Asma Ahmad& Jamil, Muhammad Samih Jamil. 2023. Financial inclusion effect on banks' profitability. Scientific Journal for Commerce and Finance،Vol. 43, no. 1، ج. 2, pp.90-120.
https://search.emarefa.net/detail/BIM-1516169
Modern Language Association (MLA)
Abu al-Qumsan, Asma Ahmad& Jamil, Muhammad Samih Jamil. Financial inclusion effect on banks' profitability. Scientific Journal for Commerce and Finance Vol. 43, no. 1, p. 2 (Mar. 2023), pp.90-120.
https://search.emarefa.net/detail/BIM-1516169
American Medical Association (AMA)
Abu al-Qumsan, Asma Ahmad& Jamil, Muhammad Samih Jamil. Financial inclusion effect on banks' profitability. Scientific Journal for Commerce and Finance. 2023. Vol. 43, no. 1، ج. 2, pp.90-120.
https://search.emarefa.net/detail/BIM-1516169
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references: p. 118-120
Record ID
BIM-1516169