An analysis of the relationship between financial inclusion and financial stability in South Africa
Other Title(s)
تحليل العلاقة بين الشمول المالي والاستقرار المالي في جنوب أفريقيا
Joint Authors
Matsebula, Velenkosini
Sheefeni, Johannes P. S.
Source
Global Journal of Economics and Business
Issue
Vol. 12, Issue 5 (31 Oct. 2022), pp.636-648, 13 p.
Publisher
Refaad Center for Studies and Research
Publication Date
2022-10-31
Country of Publication
Jordan
No. of Pages
13
Main Subjects
Banking and Financial Sciences
Abstract AR
تناولت هذه الدراسة العلاقة بين الشمول المالي والاستقرار المالي في جنوب أفريقيا.
فعند القيام بذلك، تم استخدام نيج Engle-Granger لنموذج تصحيح الأخطاء (ECM) على بيانات السلاسل الزمنية ربع السنوية للفترة من 2004 إلى 2020.
وتم استخدام متغيرين مختلفين لقياس الشمول المالي، وهما فروع البنوك التجارية لكل 100000 بالغ (مصرف البحرين المركزي) وعدد أجهزة الصراف الآلي لكل 100000 بالغ (ATMs).
والتي تم تراجعها بشكل منفصل مقابل درجة (BS) Z-Score التي تم استخدامها كمقياس للاستقرار المالي.
وأظهرت النتائج أن المستويات الأعلى من الشمول المالي تؤثر سلبا أو إيجابا على الاستقرار المالي حسب نوع مبادرة الشمول المالي.
Abstract EN
This paper examined the relationship between financial inclusion and financial stability in South Africa.
in so doing, the Engle-granger approach to error correction model (ECM) was used on quarterly time-series data for the period 2004 to 2020.
two different variables were used to measure financial inclusion, namely commercial bank branches per 100,000 adults (CBB) and number of ATMs per 100 000 adults (ATMs), which was regressed separately against Bank Z-Score (BZS) which was used as a measure of financial stability.
the results revealed that higher levels of financial inclusion either, positively or negatively impact financial stability, depending on the type of financial inclusion initiative.
American Psychological Association (APA)
Matsebula, Velenkosini& Sheefeni, Johannes P. S.. 2022. An analysis of the relationship between financial inclusion and financial stability in South Africa. Global Journal of Economics and Business،Vol. 12, no. 5, pp.636-648.
https://search.emarefa.net/detail/BIM-1590652
Modern Language Association (MLA)
Matsebula, Velenkosini& Sheefeni, Johannes P. S.. An analysis of the relationship between financial inclusion and financial stability in South Africa. Global Journal of Economics and Business Vol. 12, no. 5 (Oct. 2022), pp.636-648.
https://search.emarefa.net/detail/BIM-1590652
American Medical Association (AMA)
Matsebula, Velenkosini& Sheefeni, Johannes P. S.. An analysis of the relationship between financial inclusion and financial stability in South Africa. Global Journal of Economics and Business. 2022. Vol. 12, no. 5, pp.636-648.
https://search.emarefa.net/detail/BIM-1590652
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references : p. 646-647
Record ID
BIM-1590652
