![](/images/graphics-bg.png)
Non-price competition in credit card markets through bundling and bank level benefits
Joint Authors
Aysan, Ahmad Faruq
Akin, G. Gulsum
Kara, Gazi Ishak
Yildiran, Levent
Source
Economic Research Forum : Working Paper Series
Issue
Vol. 2010, Issue 538-585 (31 Dec. 2010), pp.1-15, 15 p.
Publisher
Economic Research Forum for the Arab Countries Iran and Turkey
Publication Date
2010-12-31
Country of Publication
Egypt
No. of Pages
15
Main Subjects
Financial and Accounting Sciences
Topics
Abstract EN
Attempts to explain high and sticky credit card rates have given rise to a vast literature on credit card markets.
This paper endeavors to explain the rates in the Turkish market using measures of non-price competition.
In this market, issuers compete monopolistically by differentiating their credit card products.
The fact that credit cards and all other banking services are perceived as a bundle by consumers allows banks to deploy also bank level characteristics to differentiate their credit cards.
Thus, credit card rates are expected to be affected by the features and service quality of banks.
Panel data estimations also control various costs associated with credit card lending.
The results show significant and robust effects of the non-price competition variables on credit card rates.
American Psychological Association (APA)
Akin, G. Gulsum& Aysan, Ahmad Faruq& Kara, Gazi Ishak& Yildiran, Levent. 2010. Non-price competition in credit card markets through bundling and bank level benefits. Economic Research Forum : Working Paper Series،Vol. 2010, no. 538-585, pp.1-15.
https://search.emarefa.net/detail/BIM-186324
Modern Language Association (MLA)
Akin, G. Gulsum…[et al.]. Non-price competition in credit card markets through bundling and bank level benefits. Economic Research Forum : Working Paper Series No. 538-585 (2010), pp.1-15.
https://search.emarefa.net/detail/BIM-186324
American Medical Association (AMA)
Akin, G. Gulsum& Aysan, Ahmad Faruq& Kara, Gazi Ishak& Yildiran, Levent. Non-price competition in credit card markets through bundling and bank level benefits. Economic Research Forum : Working Paper Series. 2010. Vol. 2010, no. 538-585, pp.1-15.
https://search.emarefa.net/detail/BIM-186324
Data Type
Journal Articles
Language
English
Notes
Includes appendices : p. 12-15
Record ID
BIM-186324