Market discipline in the Jordanian banking sector (1994-2008)‎

Other Title(s)

الانضباط السوقي في القطاع المصرفي الأردني 1994-2008

Dissertant

Yusuf, Amal Adnan

Thesis advisor

Omet, Ghassan

University

Arab Academy for Financial and Banking Sciences

Faculty

The Faculty of Banking and Financial Sciences

Department

Department of Banking

University Country

Jordan

Degree

Ph.D.

Degree Date

2010

English Abstract

To avoid banking crises, those responsible for regulating banks have always sought to determine the means (rules and regulations) that promote greater prudence levels in the behavior of banks.

Market discipline, on the other hand, relies on private sector agents (equity holders and deposit holders) in disciplining banks.

For example, as banks undertake greater risk levels, depositors, for example, may “penalize” (discipline) riskier banks by requiring higher interest rates and / or by withdrawing their deposits.

The objective of this dissertation is to provide answers to the following questions: (1) Do depositors discipline Jordanian banks? (2) During the period 1994-2008, has there been any change (improvement) in market discipline in the Jordanian banking system? Based on the time period 1994 – 2008, panel data analysis, and a total of 12 listed Jordanian banks, the results indicate the absence of a link between bank fundamentals and the supply of deposits.

In other words, based on the presented evidence, we can argue that in Jordan, depositors, on average, have not been disciplining banks.

Main Subjects

Financial and Accounting Sciences

Topics

• Banks
• Management
• Jordan
• Banking

No. of Pages

52

Table of Contents

• APA
• MLA
• AMA

Language

English

Data Type

Arab Theses

Record ID

BIM-307230