نحو نموذج لمعدل العائد في الاقتصاد الإسلامي

Abstract EN

The rate of interest performs important economic functions.

It brings saving into balance with investment, it rations the available credit, it balances the supply with the demand of money, and it can be used by the monetary authority to manage the economy.

The prohibition of interest in Islam necessitates looking for alternatives which can perform the same functions.

In this work, a model for the rate of return is suggested, the saving function and the investment function were suggested and equilibrium conditions were specified in the long run and the short run.

This work consists of three chapters, in which the prohibition of interest and factors affecting saving and investing behaviors in Islamic economic are discussed, and interest rate, factors affecting its behavior are discussed.

Then a model of rate of return in Islamic economics and the saving and the investment function were discussed within the Islamic financial system.