مفهوم عملية التحويل المصرفي و طبيعتها القانونية

Abstract EN

Heories have been put forth for a foundation for the bank transfer, some theories say that the transfer is a transfer and others mention that name is incomplete.

We do not want to start in the explanation and critique of each theory, but we will talk about the recent trend in the case law and the judiciary, it considers that the bank transfer is a new obeyed to the requirements of the bank operation without it being based on one of the theories of civil law.

The banking operation is used to transfer money from one account to another bank via registration.

So, physical operation worth paying money for it has been named "money." The benefit actually received money from his debtor who is subject to registration, which is considered as a goal-a-new banking operation replacing the effective delivery of the money.

The judges took the recent legal adaptation, and in this respect one of the most important provisions of the judiciary, it is the court's Reindeer "the bank transfer is a transmission operation in bilateral currency writing, in a debtor and creditor side other side, and this mean that the debtor is entitled to the other party.

The bank transfer is in our day a means of delivery.