Determinants of Moroccans' intention to use Islamic type of financing
Dissertant
Thesis advisor
Bin Jilun, Hisham Abd al-Wahhab
University
Al Akhawayn University
Faculty
The School of Business Administration
University Country
Morocco
Degree
Master
Degree Date
2013
English Abstract
Recent and remarkable efforts have been made by the Moroccan government to go encourage Islamic banking system because it is expected to be an important attempt to improve the Moroccan economic development.
For this reason, it has become necessary to assess Moroccans’ the level of awareness, perceptions, and attitudes towards Islamic banking products and services and the factors affecting them.
More precisely, this study is for objective to examine the effect of, religious motives, government support, awareness, advertising efforts, switching costs, and relatives’ recommendations on Moroccans’ willingness to adopt Islamic type of financing.
Conclusions will help assess to which extent the Islamic banking system has an opportunity for development and growth in Morocco.A sample of 309 respondents from different cities in Morocco was surveyed to achieve those objectives.
Binary logistic regression was applied.
Results showed that religious motives, government support, advertising efforts, and relatives’ recommendations are statistically significant and do impact Moroccans’ attitude towards Islamic banking products and services.
Findings also showed that most of Moroccans are aware of the existence of the Islamic banking system;yet it was clearly observed that there is a serious lack of awareness of how these Islamic banks workeven though most of respondents were Muslims.
However, it can be concluded that Islamic banks are expected to have a prominent position in the banking sector in Morocco since most of Moroccans showed their willingness to use Islamic banking solutions.
Finally, the current results are of key importance in informing future banks in Morocco.
Main Subjects
Financial and Accounting Sciences
Religion
Islamic Studies
Topics
- Banks
- Islam
- Public opinion polls
- Financing
- Morocco
- Twenty-first century
- Religious aspects
- Banking
- Islamic Banks
No. of Pages
75
Table of Contents
Table of contents.
Abstract.
Chapter One : Research overview.
Chapter Two : Literature review.
Chapter Three : Methodology.
Chapter Four : Results and analysis.
Chapter Five : Discussions, conclusions, and implications.s
References.
American Psychological Association (APA)
Lkarkri, Ihsani. (2013). Determinants of Moroccans' intention to use Islamic type of financing. (Master's theses Theses and Dissertations Master). Al Akhawayn University, Morocco
https://search.emarefa.net/detail/BIM-628668
Modern Language Association (MLA)
Lkarkri, Ihsani. Determinants of Moroccans' intention to use Islamic type of financing. (Master's theses Theses and Dissertations Master). Al Akhawayn University. (2013).
https://search.emarefa.net/detail/BIM-628668
American Medical Association (AMA)
Lkarkri, Ihsani. (2013). Determinants of Moroccans' intention to use Islamic type of financing. (Master's theses Theses and Dissertations Master). Al Akhawayn University, Morocco
https://search.emarefa.net/detail/BIM-628668
Language
English
Data Type
Arab Theses
Record ID
BIM-628668
