التوريق الإسلامي : ضمان لتفادي الأزمات المالية و للحد من مخاطر التمويل

Abstract EN

This research undertakes a clarification of the fundamental concepts of Islamic securitization, highlighting its importance, the parties involved and its stages.

It also examines the experience of Islamic sukuk issuance in the Islamic world, explaining their risks and the practical difficulties that impede their application.

In order to test the research hypotheses and achieve the objectives, we used descriptive methodology and its tools to precisely delineate the concepts particular to Islamic securitization and to describe the instruments of its application and the stages of the process.

We also employed analytic methodology to analyze the relationship between the increasing interest in owning Islamic sukuk, the spread of Islamic securitization operations, and the possibility of facing financial crises and reducing their risks.

The research concluded that Islamic securitization does not interest speculative investors, who take a narrow view, because Islamic securitization encourages seeking profits from enterprises with real economic goals that abide by Shari‘ah parameters and realize both special and public interests.

That is by diversifying the assets that are the subject of Islamic securitization and by providing diverse solutions to corporations, governments and private parties.