Using credt cards in a way that generate interest is forbidden : delaying Hajj until complete payments of credit card debts

Fatawa Question

I have kept Niyyah to perform Hajj this year, but I am worried about a certain issue, that is I have used my credit card to the full limit actually totally not thinking of the seriousness of it, now I am unable to settle the whole thing in full and monthly I pay a portion, but as the whole amount is not being paid the bank is charging a small interest component to my account. I am making arrangements to settle the card in full and getting rid of it as soon as possible, but I might not be able to do this before I perform Hajj, I do not want to delay my Hajj as I am not sure whether I will live till next year to perform Hajj, on the other hand I have left instructions with my family that in case something was to happen to me, the first thing they have settle is my credit card after realizing some asset. Will my Hajj be accepted ? Please give me your Fatwa on this ?

Fatwa

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Publication Date

2000-01-09

Main Subjects

Economics & Business Administration
Financial and Accounting Sciences
Religion
Islamic Studies

Topics

• Islamic jurisprudence
• Foundations of Islamic jurisprudence
• Islamic economics
• Pilgrimage
• Debts
• Loans
• Usury
• Credit cards
• Islamic Banks

No. of Pages

1

Data Type

Fatawa

Language

English

Record ID

BIM-723865

• APA
• MLA
• AMA