Accepting insurance proceeds : receiving payments for medical insurance

Fatawa Question

Assalam Alaikoum please try to answer to my question ASAP because I’m continuously thinking about it my question is about medical insurance. I’m working on a private enterprise and all the employees salaries are decreased by a certain amount called “medical insurance”. Our enterprise has signed a contract with an insurance society wich is private and not belonging to the state. This contract assumes to return to us 80 % of all our medical bills for example if I’m ill and go to a doctor and pay him 20 Euro they will return to me 16 Euro. I have also the possibility to add my husband and my kids to this contract with not paying an additional amount and they will benefit from the same service. Is that “Halal” ? I heard that I can benefit from those returning but with not exceeding the amount that I gave from my salary Jazakoum Allah Khayran

Fatwa

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Publication Date

2003-01-19

Main Subjects

Economics & Business Administration
Religion
Islamic Studies

Topics

• Islamic jurisprudence
• Islamic economics
• Insurance
• Health insurance
• Insurance companies
• Insurance policies

No. of Pages

1

Data Type

Fatawa

Language

English

Record ID

BIM-724493

• APA
• MLA
• AMA