Can I use breakdown cover when I am not in the car ? What should I do if I have already done this ?

Fatawa Question

Can I use breakdown cover when I am not in the car ? What should I do if I have already done this ? I have a car break down cover for myself, which allows me to drive any car or be a passenger and call upon the breakdown cover. If I wanted to use it for a family members car at my home or their work, I believe I should be able to use it, if I’m the driver of the vehicle or a passenger. However what if I’m not present there with the vehicle as a passenger but I want to use it as such ? If I have used it while not present with the car for a family member ; Will it be appropriate for me to upgrade my membership such that it covers the callout cost, which would have been that day ? one option is to upgrade my membership by the cost of the family member being added to my policy or by the cost of getting the member separate membership.

Fatwa

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Publisher

al-Qalam Shariah Scholar Panel

Publication Date

2012-01-14

Country of Publication

United Kingdom

Main Subjects

Financial and Accounting Sciences
Religion
Islamic Studies

Topics

• Islamic jurisprudence
• Insurance
• Vehicles

No. of Pages

1

Data Type

Fatawa

Language

English

Record ID

BIM-726786

• APA
• MLA
• AMA