Use of credit cards : [Banking credit cards like some shopping malls offer customers credit cards with a reasonable % of discount to holder of these cards only]

Fatawa Question

Dear Professor Dr. Monzer, Waalaikam slam wa rahmatullah wa barkatho, Jizaka Allah, thanks for your answer, guidance and affording your precious time. Please see another situation that is different than banking credit cards like some shopping malls offer customers credit cards with a reasonable % of discount to holder of these cards only. Here the control whether to indulge in interest lies with card holder that is in a way interest is levied on your purchases if you fail to clear your credit limit within 25 days. If payment is done before allowed time then interest is never effected. Benefit to holder is that he avails minimum 25 % to 40 % maximum discount in purchases that is a reasonable amount that can be saved just by signing contract to get a credit card and not indulge in interest paying on spot of the purchases. For example, one of such card is KOHL shopping mall that provides credit limit up to 1200 US $ without interest if paid within 25 days. Please advise whether signing such credit card contract is OK or not ? Another question rather situation is a bit complex, your guidance and advice will be appreciated : My son 29, MS from USA and working as engineer and living here since 9 years, Alhamdulillah he is very decent nice and cooperative and posing religion in maintaining beard untrimmed, marry girl wearing scarf and not to talk or meet with scarfed girls suggested for marriage but now he is in hurry for marriage as well. We as parent also feels that he should be immediately married as he finished his studies and on job but his life style though Islamic is not getting him spouse. In general girls or family of girls avoid beard guys how much best he may be as practicing Muslim. He is interested that proposed girl should not wear trouser and wear hijab while going outside. His belief that it is sin to meet, talk and see girls privately, even we managed girls with scarf. Religious girls with scarf brought up in USA are more learned and like to make partner who shows interest in them and consistent to their ideals, so dating them several time is vital to both parties to match / understand each other and decide future marital line of action / decision. Please advise about beard maintaining, can we trim it like French cut or like Saudi style quarter inches or shave and grow as need arises ? Trousers’ wearing by girls, is it un-Islamic or girls wearing it cannot be considered for marriage ? Witnessing TV / Movie at home, he does not allow us to buy TV as we joined him for visit to search some girl and marry him. What is Shari’ah advice about dating, talking or meeting girls privately for purpose of pre-staging marriage? How long we can engage in such conversations or dating sort of business ? More over what are Shari’ah considerations / criteria in selecting a girl for marriage? Please let me know if there is some book that provides Shari’ah guidance about matrimonial aspect, I will purchase it. Thanks in anticipation, Regards Gulzar

Fatwa

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Publication Date

2009-04-06

Main Subjects

Financial and Accounting Sciences
Islamic Studies

Topics

• Islamic jurisprudence
• Marriage
• Credit cards

No. of Pages

2

Data Type

Fatawa

Language

English

Record ID

BIM-728382

• APA
• MLA
• AMA