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Takaful : employer’s offered health insurance
Fatawa Question
Assalamu Alaykum, I have a job with a well-paying salary. I need medical treatment on a condition I have but it will be costly, enough to dent my salary or leave nothing left from each month. I am insured with my father's insurance plan for one more year. I have read that conventional health insurance is forbidden when one can opt out of it-my father cannot opt out of his insurance plan. I have also read that many scholars have stated that conventional health insurance is not Haram if treatment is very costly and public healthcare is not available. I am not eligible for the state's healthcare, and the treatment that I need will probably not be covered if I was. Do I pay out of my own pocket even though it will be extremely costly or can I use my health insurance coverage up until I do not need any more treatment ? Also, why would conventional health insurance be Haram due to the companies gaining interest on the money that we give them ? If I buy something from someone and he puts the money I give him in an account that bears interest why is it my problem ? Jazak Allahu Khairan
Fatwa
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Publication Date
2013-01-08
Main Subjects
Economics & Business Administration
Islamic Studies
Topics
No. of Pages
1
Data Type
Fatawa
Language
English
Record ID
BIM-729484
American Psychological Association (APA)
Qahf, Mundhir. 2013-01-08. Takaful : employer’s offered health insurance. .
https://search.emarefa.net/detail/BIM-729484
Modern Language Association (MLA)
Qahf, Mundhir. Takaful : employer’s offered health insurance. 2013-01-08.
https://search.emarefa.net/detail/BIM-729484
American Medical Association (AMA)
Qahf, Mundhir. 2013-01-08. Takaful : employer’s offered health insurance.
https://search.emarefa.net/detail/BIM-729484