دور التفتيش في تحقيق الامتثال للتشريعات المصرفية : دراسة تطبيقية في عينة من المصارف العراقية

Abstract EN

The Banking Supervision of the most important functions of the Central Bank of Iraq, which he intended to have a strong banking system and a sound and competitive, and exercised control over the banks by inspection bodies to ensure their compliance with the laws, regulations and orders and instructions and the safety of their financial positions.

The research was aimed to release the concept of banking inspection, compliance and problems and obstacles faced by the inspectors, and monitors compliance and down to make recommendations.

Has been reached on a set of theoretical and practical conclusions, including: - 1- confirmed the statistical analysis of the answers to the research sample the importance of the role of inspection in achieving compliance with banking, and this proves the hypothesis of research that indicates that the application of the provisions of the banking inspection will enable the banks to deal with distractions and negatives and enhance the pros in action.

2-did not include the Iraqi banks Law No.

(94) for the year 2004 special provisions to comply with an observer, but referred to within paragraph (3) of Article (18) of the Act, and that the special controls an observer of compliance is issued instructions.

Find out as a set of recommendations, including: - 1-The need for a lot of surprise inspection visits to ensure compliance with banking laws and regulations and instructions issued by the Central Bank of Iraq.

2-The need for the central bank to hold periodic meetings with the compliance monitors to twice, or three times during the year to identify the problems and obstacles facing their work.