صياغة هيكل التمويل و أثرها في السيولة المصرفية : دراسة تحليلية لعينة من المصارف التجارية العراقية للمدة 2005-2014

Abstract EN

The study addresses a very important topic in the financial and banking thought.

It is Formulating the Financing Structure and its impact in Bank Liquidity.

As the study aims a measuring and analyzing the indicators of the Financing Structure.

Moreover, it also measures and analyzes liquidity ratios of the Iraqi commercial banks.

Additionally, the study aims at demonstrating the correlation between The study variables as well as demonstrating the impact degree of the formulating of the Financing Structure in the Bank Liquidity.

The main problem of the study emanates from the following question :  Dose the formulation of the Financing Structure influence the efficiency of Liquidity Management at its levels? The study sample was selected from the Iraqi commercial banks listed on the Iraq Stock Exchange.

Which is represented by ten Iraqi commercial banks that have been studied for a period of ten years from 2005-2014.

I have been using the Ratio of deposits to liabilities index to measure the Financing Structure (independent variable).

And use the Ratio cash balance index to measure Bank Liquidity (dependent variable).

A number of statistical methods hos been used to measure the relationships between the variables.

These method are: Arithmetic average, Simple correlation coefficient (r), Test t, Simple regression coefficient (b), Test F and The coefficient of determination (R2).

However the most important findings of the study is a statistical correlation and a statistical impact relationship of significant differences between the Financing Structure and Bank Liquidity.

The above supports the validity of the hypotheses being adopted by the study.