تحليل ثنائية الودائع و القروض البنكية في الجزائر للفترة (2000-2011)‎ : نظرة تقييمية استشرافية

Abstract EN

This study dealt with two elements deposits, loans in Algerian banking sector from the period (2000-2011), through four integrated axes, under which we addressed the expansion of banking web, and the development of collected deposits, along with analyzing granted loans and the issue of financing in money market, reaching to the study the the gap deposits/loans, the aim of this study is to investigate the gap between the consolidated deposits and the distributed loans using the descriptive and analytical approach, we concluded that Algerian banking sector is characterized by a large positive gap especially in public sector, where more than 3 thousand billion in 2011 representing more than 35,34% for the same year, which indicates a poor use of these funds, and thus increase the opportunity cost