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Comparative analysis of technical efficiency for Islamic versus conventional banks and its determinants in Pakistan
Source
Journal of Islamic Business and Management
Issue
Vol. 7, Issue 2 (31 Dec. 2017), pp.197-210, 14 p.
Publisher
Riphah International University Riphah Centre of Islamic Business
Publication Date
2017-12-31
Country of Publication
Pakistan
No. of Pages
14
Main Subjects
Financial and Accounting Sciences
Islamic Studies
Abstract EN
The purpose of this study is to analyze the Technical Eciency (TE) of Islamic banks and conventional banks in Pakistan by using Data Envelopment Test (DEA).
We also used TOBIT analysis to identify the determinants of eciency in the banking industry.
Twenty banks have been selected from the banking industry, from which ten banks are Islamic banks or banks which have Islamic branches, and ten banks are conventional banks.
Panel data are used for the period 2007-2015.
Overall, it is concluded that conventional banks are technically more ecient than Islamic banks.
Accordingly, the censored TOBIT regression indicates that the ownership, liquidity, bank size, and capital adequacy ratios are the main determinants of overall TE for the banks.
American Psychological Association (APA)
Hamid, Kashif& Khurram, Muhammad Usman. 2017. Comparative analysis of technical efficiency for Islamic versus conventional banks and its determinants in Pakistan. Journal of Islamic Business and Management،Vol. 7, no. 2, pp.197-210.
https://search.emarefa.net/detail/BIM-836896
Modern Language Association (MLA)
Hamid, Kashif& Khurram, Muhammad Usman. Comparative analysis of technical efficiency for Islamic versus conventional banks and its determinants in Pakistan. Journal of Islamic Business and Management Vol. 7, no. 2 (2017), pp.197-210.
https://search.emarefa.net/detail/BIM-836896
American Medical Association (AMA)
Hamid, Kashif& Khurram, Muhammad Usman. Comparative analysis of technical efficiency for Islamic versus conventional banks and its determinants in Pakistan. Journal of Islamic Business and Management. 2017. Vol. 7, no. 2, pp.197-210.
https://search.emarefa.net/detail/BIM-836896
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references : p. 209-210
Record ID
BIM-836896