The asset and liabilities gap management of conventional and Islamic banks : an empirical study of Pakistan, UAE, Malaysia, and Bahrain
Joint Authors
Hunjra, Ahmad Umran
Faysal, Faridah
Zayn al-Abidin
Kamal, Azfar
Ghufran, Muhammad
Bashir, Aamir
Source
Journal of Islamic Business and Management
Issue
Vol. 7, Issue 2 (31 Dec. 2017), pp.266-282, 17 p.
Publisher
Riphah International University Riphah Centre of Islamic Business
Publication Date
2017-12-31
Country of Publication
Pakistan
No. of Pages
17
Main Subjects
Economics & Business Administration
Islamic Studies
Abstract EN
The purpose of this study is to determine the Gap between the assets and the liabilities of Islamic and conventional banks.
It also finds the impact of liquidity risk, capital adequacy, management perating cost, and transaction size on net interest margin for Conventional Banks (CBs) and net profit margin for Islamic Banks (IBs) in Pakistan, Malaysia, Bahrain, and UAE.
Short-term and long-term assets and liabilities gap is further emphasized in this study.
Data were extracted from the financial statements of both types of banks for the period of 2008-2014.
This study finds that there is a negative short-term gap for both types of banks while the long-term gap for both types of banks is positive.
Results show that the operating cost is an important factor which a fects the profit margins and progress quality of the management of banks.
Finally, the overall results show that the CBs have better assets and liabilities structure of profitable assets at low cost liabilities.
American Psychological Association (APA)
Hunjra, Ahmad Umran& Faysal, Faridah& Zayn al-Abidin& Kamal, Azfar& Ghufran, Muhammad& Bashir, Aamir. 2017. The asset and liabilities gap management of conventional and Islamic banks : an empirical study of Pakistan, UAE, Malaysia, and Bahrain. Journal of Islamic Business and Management،Vol. 7, no. 2, pp.266-282.
https://search.emarefa.net/detail/BIM-836908
Modern Language Association (MLA)
Hunjra, Ahmad Umran…[et al.]. The asset and liabilities gap management of conventional and Islamic banks : an empirical study of Pakistan, UAE, Malaysia, and Bahrain. Journal of Islamic Business and Management Vol. 7, no. 2 (2017), pp.266-282.
https://search.emarefa.net/detail/BIM-836908
American Medical Association (AMA)
Hunjra, Ahmad Umran& Faysal, Faridah& Zayn al-Abidin& Kamal, Azfar& Ghufran, Muhammad& Bashir, Aamir. The asset and liabilities gap management of conventional and Islamic banks : an empirical study of Pakistan, UAE, Malaysia, and Bahrain. Journal of Islamic Business and Management. 2017. Vol. 7, no. 2, pp.266-282.
https://search.emarefa.net/detail/BIM-836908
Data Type
Journal Articles
Language
English
Notes
Includes bibliographical references : p. 279-282
Record ID
BIM-836908